No matter how magical Harry Potter's alter ego Daniel Radcliffe might be driving, he'll still need to pay much more for his automobile insurance as compared to known Babyshambles front-man Pete Doherty.
Based on fresh research, as long as 18-year-old Radcliffe registered his Fiat Punto at his Fulham address he would encounter typical yearly rates in close proximity to £3,700 – the highest being £4,296.39 through its4me car insurance – even with developing a thoroughly clean driving record.
By comparison, Pete Doherty might insure his vehicle, a brilliant Jaguar X-Type, at his Wiltshire address foran average yearly premium of approximately £1,000 – and possibly as low cost as £844.70 by means of Elephant auto insurance.
This huge difference – up to 508 percent in many instances – is created all the more perplexing by the fact that Doherty has a chain of driving criminal acts which include driving with no MOT, neglecting to comply with driving license problems and automobile thievery.
Hence why can Pete Doherty enjoy this kind of fairly cheap auto insurance?
You'll find 2 pinpointing factors. First is the fact that Radcliffe resides in London, that normally confronts numerous of the greatest car insurance premiums in the united kingdom. You can find numerous reasons the reason why the capital is struck with higher premiums including increased restoration costs and bigger crime rates.
The other thing is that Radcliffe is simply eighteen yrs . old – more than a decade younger compared to 29-year-old Doherty. Younger drivers are penalized by reputation – male drivers under twenty one are significantly more likely to be engaged in a motoring car accident as compared to these aged close to thirty. As a result numerous insurance firms have stopped supplying quotes to young drivers altogether.